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I disagree with the advicethat having uninvested cash means you're not following the basics of investing. Holding extra cash offers several advantages,and it can actually lead to making much wiser investment decisions.  In other words,rather than rushing to invest all your available cash into stocks or funds, I highly recommend saving at least 6 months, and ideally up to 2 years,of your living e..

I refinanced my 30-year mortgage just one year in,switching it to a 15-year term. One of my favorite financial strategies ispaying off my mortgage as quickly as possible. This time, I opted for a 15-year mortgage,which is half the length of a typical 30-year mortgage,but I’m aiming to pay it off even faster. As I’ve emphasized in other posts,you can also use the power of compound interest to pay..

Having both a checking account and a savings account at the same bankcan expose some vulnerabilities. The main issue isthat you can easily access the cash in your savings account whenever you need it. The purpose of saving money in a savings account is to build an emergency fundor accumulate seed money.However, when your checking account balance runs low,or when you need to pay off a credit card..